Vincent Grunte's Approach to AI-Driven Stock Scoring

We rank stocks with a transparent 0–100 score and then leverage AI to write a plain‑English explanation for the top opportunities.

Insights built for thoughtful investors.
With weekly data updates (Saturdays, 02:00 UTC), we emphasize fundamental strength and long-term value to highlight meaningful opportunities.

Top 10 opportunities (right now)

These are ranked using the best available score. For the top 100 we store the AI-enhanced result when available. Click any ticker to see the full breakdown and the AI explanation.

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How It Works

When you buy a stock, you're buying a piece of a real company. Our goal is to help you find good companies at reasonable prices.

1

We Gather the Data

Every weekend we collect financial data for 5,600+ US stocks: revenue, profits, debt levels, growth rates, and more. This is the raw information that tells us how a company is actually doing.

2

We Score Every Stock

Each stock gets a score from 0 to 100 based on 6 factors: Quality, Health, Value, Growth, Sentiment, and Momentum. Higher scores mean stronger fundamentals and better value.

3

AI Explains the Best

For the top 100 stocks, AI (Claude) writes a plain-English explanation and highlights key risks. It also adds a market snapshot (trend, momentum, 52-week range) using real market data. It does not use analyst expectations.

4

Combined Score

We blend the algorithmic analysis (70%) with the AI's judgment (30%) to get a final Combined Score that balances data-driven precision with nuanced insight.

5

Clear Recommendations

Every stock gets a simple recommendation: BUY (strong opportunity), WATCH (decent but uncertain), or RISK (significant concerns).

6

Weekly Updates

All data refreshes every Saturday at 2 AM UTC. You're always looking at recent analysis, not stale data.

Key metrics (quick guide)

You do not need to be a finance expert. These are the most useful signals we look at:

  • Free cash flow (FCF): cash left after running and investing in the business. Positive and stable FCF is often a good sign.
  • FCF margin: FCF as a share of revenue. Higher means the company turns sales into real cash.
  • FCF yield: FCF relative to market value. Higher can indicate better value, if cash generation is durable.
  • Debt-to-equity: leverage. Lower is usually safer.
  • Current ratio: short-term liquidity. Above 1.0 often means the company can cover near-term obligations.

The 6-Factor Methodology

We analyze every stock across 6 key dimensions. Here's what each factor measures in plain English.

Quality

25%

Is the company profitable?
A high-quality company is like a well-run restaurant - it keeps costs low and earns good profit on every sale. We look at profit margins, return on equity (ROE), and how efficiently the company operates.

Health

20%

Can the company pay its bills?
A healthy company is like someone with a good emergency fund - they can handle tough times without going bankrupt. We check debt levels, cash reserves, and whether the company generates real cash.

Value

20%

Is the price reasonable?
Even a great company can be a bad investment at the wrong price. We compare the stock price to earnings, book value, and sales to find stocks that might be undervalued.

Growth

15%

Is the business expanding?
Growth companies are expanding their pie - more customers, more sales, more profit. We track whether revenue and earnings are increasing year over year.

Sentiment

10%

What does the market think?
We track news sentiment to capture the market mood around a stock. We do not use analyst expectations or earnings surprises.

Momentum

10%

Is the stock trending up?
Stocks that are rising often keep rising for a while. We look at recent price trends and technical indicators, but weight this lower because fundamentals matter more long-term.

Simple Recommendations

Every stock gets a clear, simple recommendation based on its score.

BUY

BUY

Score 70+
The company has strong fundamentals, a reasonable price, and positive signals. This is a quality opportunity worth considering.

WATCH

WATCH

Score 50-69
Decent company but not compelling right now. Keep an eye on it - things could improve or get worse.

RISK

RISK

Score below 50
Significant concerns exist - weak fundamentals, high debt, or other red flags. Approach with extreme caution.

By The Numbers

5,000+
Stocks Analyzed
6
Analysis Factors
Tiered
Data Ingestion
Weekly
Updates

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